When we think of savings, we often imagine stashing away money for emergencies or big-ticket purchases. But did you know that your savings can serve as an investment in your future in more ways than one? Share capital is a prime example. It’s more than just a savings mechanism—it’s a smart, long-term investment strategy that grows alongside the success of your cooperative.
What is Share Capital?
At RECEMPCO, share capital is a unique savings tool designed to contribute to your financial stability while supporting the growth of the cooperative. This is a pooled investment, where members contribute a set amount each month to help fund the co-op’s operations and activities.
The best part? Share capital (or fixed deposit) is not withdrawable unless membership is terminated. While you cannot access it immediately, your money is still working for you, growing alongside the co-op’s success. It’s a form of committed savings, ensuring both long-term financial security and cooperative growth.
Why Your Share Capital is an Investment in Your Future
Guaranteed Returns: Share capital rates depend on the cooperative’s income, meaning as the co-op grows, so does the value of your contribution. This setup offers a more predictable growth potential than other savings accounts, with the possibility of earning benefits as the co-op prospers.
Fixed Deposit Nature: Share capital functions similarly to a fixed deposit, meaning your contribution is locked in and cannot be withdrawn unless membership is terminated. This ensures that your savings are not only secure but are also contributing to the overall success of the cooperative.
Earning Benefits: As a member, your share capital earns benefits, which grow as the cooperative’s income increases. These benefits reflect the success of RECEMPCO’s operations, providing you with additional returns on your investment.
Empowering Cooperative Success: By contributing to the cooperative, you’re not just saving money—you’re directly investing in a shared community that benefits everyone. Your share capital helps RECEMPCO fund future projects, expand opportunities, and grow its overall value.
Financial Security: In uncertain financial times, share capital offers a sense of security. It grows over time and can serve as a stable financial foundation for your future goals. It’s a long-term savings option that offers both personal financial growth and communal benefit.
Community Benefits: Being a part of RECEMPCO doesn’t just mean you save; it means you contribute to the overall success of a cooperative community. Your investments help support programs that enrich members’ lives and foster opportunities for financial literacy.
How to Start
Starting your share capital contributions is simple. With just ₱500 monthly, you can begin building your financial future with RECEMPCO. Payments are flexible: you can pay over the counter or through salary deduction. Either way, you’re taking the first step towards financial empowerment.
