Celebrate Life’s Special Moments!
Anniversaries and birthdays are milestones worth cherishing, and you deserve to celebrate them without financial worries. With RECEMPCO’s Anniversary or Birthday Loan, you can make every occasion more meaningful—whether it’s a grand celebration, an intimate gathering, or a thoughtful surprise for your loved ones.
Make Every Celebration Memorable
Life’s special days only come once a year, and RECEMPCO is here to help you turn them into lasting memories. With flexible payment options and member-friendly rates, celebrating has never been this easy.
📌 Celebrate without compromise—apply for a RECEMPCO Anniversary or Birthday Loan and make every occasion truly unforgettable!
Loan Requirements
- No equity requirement requirement
- 10% interest rate per annum - diminishing monthly
- Offered for anniversary and birthday expenses
- 1% Service Fee
- Maximum loanable amount: ₱100,000
- Maximum term: 24 months
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Who is eligible to apply for the loan?
The Anniversary or Birthday loan is available to both regular and associate members of the cooperative. Please submit the following requirements mentioned above.
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Can I pay the loan in advance?
Yes, you can pay the Anniversary or Birthday Loan in advance. There are no penalties for early repayment, and doing so will help reduce the total interest paid over the course of the loan. Simply inform the cooperative of your intention to make an early payment, and they will provide you with the necessary steps.
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Do I need to provide collateral for the Anniversary or Birthday Loan?
Since the loan will be repaid through salary deduction, no collateral is necessary.
