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ATM Loan
Are you in need of quick and hassle-free access to funds?
Our ATM Loan Service is designed to provide you with fast, reliable, and convenient financial support whenever you need it.
What is an ATM Loan?
An ATM loan allows you to borrow money instantly using your ATM card, providing immediate access to cash without the need for long application processes or paperwork. It’s the perfect solution for urgent financial needs.

Loan Requirements
- 10% of the loanable amount
- Co-maker that is a regular employee with equity equal to at least 50% of the loanable amount.
- 15% per annum diminishing annual balance.
- Maximum of ₱200,000 loanable amount.
- Maximum term of 24 months to pay.
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What is the cut-off time for the loan process?
Tacloban Office: Loan acceptance is from Monday to Friday until 10:00 AM. Manila Satellite Office: Loan acceptance is from Monday to Friday until 9:30 AM.
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How do I submit my loan application and requirements?
You can send or email the required files to recempcotacloban@gmail.com.
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Can I pay off my loan early?
Yes, early repayment is allowed without pre-termination fees.
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Is my ATM card secure during the loan period?
Yes, we handle your ATM card securely and responsibly, ensuring compliance with data privacy laws.
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Can I renew my loan?
Loan renewal is possible once a significant portion of the current loan is paid. Consult with our loan officers for details.
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Who do I contact for more information?
You can reach our cooperative office during business hours or contact us via email/phone for inquiries.
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How long does the approval process take?
Approval is usually within 1-2 business days, provided all requirements are complete.