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Business Loan
Every business journey is unique, filled with opportunities, challenges, and milestones that shape your path to success. At every stage of your journey—whether you’re just launching a new venture, scaling up to meet growing demand, upgrading your equipment, or navigating day-to-day cash flow challenges—having the right financial support can make all the difference.
Our tailored business loan solutions are specifically designed to align with your goals and address the unique needs of your business. With competitive rates, flexible repayment terms, and a streamlined application process, we make it easier for you to focus on what matters most: growing your business and achieving your vision.
Let us help you fuel your success and turn your business ambitions into reality. The right loan could be the catalyst you need to take the next big step forward.

Loan Requirements
- A required equity of 20% of the loanable amount (deductible)
- 5 Years Projected Financial Statement
- Business Permit
- DTI Registration
- Post Dated Check
- 6% per annum diminishing annual balance.
- Maximum of ₱5,000,000 loanable amount.
- Maximum term of 60 months to pay.
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What is the cut-off time for the loan process?
Tacloban Office: Loan acceptance is from Monday to Friday until 10:00 AM. Manila Satellite Office: Loan acceptance is from Monday to Friday until 9:30 AM.
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How do I submit my loan application and requirements?
You can send or email the required files to recempcotacloban@gmail.com.
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Are there limits to how the loan can be used?
Yes, the loan must be used for business-related expenses only. Misuse of funds may result in penalties or future ineligibility for loans.
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What are the basic qualifications for a business loan?
Applicants must: Be active members of the cooperative for at least 6 months. Be in good financial standing with the cooperative. Have a registered or planned business venture.
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Can new members apply for a business loan?
New members can apply after meeting the cooperative’s requirements.
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Is collateral required for the loan?
Collateral may be required depending on the loan amount. Acceptable collateral includes property, equipment, or other assets. Some loans may also use a guarantor system.
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Can I repay my loan early?
Yes, early repayment is allowed, and you may be eligible for reduced interest rates or waived fees.