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Educational Loan
Empower Your Future with Our Educational Loan
Education is one of the most valuable investments you can make in yourself or your loved ones. It opens doors to opportunities, transforms lives, and builds a foundation for a brighter future. However, we understand that financial challenges can sometimes create barriers to achieving academic success. That’s why our Educational Loan is here to provide the financial support you need to turn your dreams into reality.
Whether you’re planning to attend a prestigious university abroad, pursue specialized training, or complete a professional course locally, our loan solutions are designed to help you every step of the way. From covering tuition fees to managing living expenses and educational materials, we ensure that you can focus on what truly matters—achieving your academic and career goals.
With our Educational Loan, you’re not just securing funding; you’re gaining a partner dedicated to your success. Our flexible terms, competitive rates, and student-friendly options make higher education accessible and stress-free. Let us help you unlock your full potential and empower your journey toward excellence, whether your ambitions take you to local institutions or global destinations.

Loan Requirements
- ₱10,000 fixed deposit: Maximum of ₱50,000 loanable amount: (24 months to pay)
- ₱15,000 fixed deposit: ₱50,000 to ₱100,000 loanable amount: (36 months to pay)
- ₱25,000 fixed deposit: ₱100,000 to ₱300,000 loanable amount: (48 months to pay)
- 7% per annum DAB
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Who can apply for an educational loan?
Active members of the cooperative who need financial support for their own or their dependents' education can apply. Dependents can include children, siblings, or other relatives under your care.
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Can members with existing loans still apply for an educational loan?
Yes, but the total loan amount will depend on your repayment capacity and financial standing with the cooperative.
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How long does it take to process the loan?
Processing typically takes 1-3 business days after submission of complete requirements.
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Can I pay off the loan early?
Yes, early repayment is allowed.